Xbox is launching a Mastercard credit card with a range of benefits across the Microsoft Store, gaming, and more
The no-fee card is set to launch in 2024.
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What you need to know
Have you ever woken up and thought, “you know what would make my life more complete? An Xbox-branded credit card.” Oh boy, I have some GREAT news for you. Unless you live outside the United States, that is.
Today, Microsoft officiallyunveiledthe Xbox Mastercard in partnership with Barclays Bank. The United States-exclusive credit card will reward users who regularly use the Microsoft Store across Windows and Xbox, with other beneficiaries including Disney+, Netflix, and even delivery services like DoorDash and Grubhub.
The cards will come in five unique designs and can even be personalized with your Gamertag.
The card will accrue points for any purchase, but customers will earn accelerated points for purchases made at the Microsoft Store and other supported platforms. 5,000 points have a cash value of around $50, so you’d need about 6,000 points to buy a full AAA game likeStarfieldor any otherupcoming Xbox games. The points can then be spent at Xbox.com on any games, downloadable content, or apps via the Microsoft Store.
First-time users will get 5,000 points included with their first purchase and three months of Xbox Game Pass Ultimate (for new users only). The card has no annual fee and comes with Barclays co-branded standard APR of around 29% alongside the associated standardterms and conditions.
The card will launch on September 21, 2023, specifically for members of theXbox Insider Program. Microsoft encourages those interested (18+ in the United States) to download the Xbox Insider Hub on eitherWindows 11or an Xbox console to get started. The card will launch more generally in 2024, presumably after this initial testing.
An Xbox credit card?!
These Barclays co-branded Mastercards have become more popular in recent years, with PlayStation and other platforms also involved in the program. It rewards users with specific spending habits, in this case, around the Xbox and Windows ecosystem. I can’t help but feel like Microsoft missed a trick with this one. It already has a Microsoft Rewards system, so why not tie purchase points into that instead? Perhaps that would’ve been too logical. 🤔
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There’s no word if Microsoft will expand its availability beyond the United States. Financial rules per region are usually quite strict and specific, but we’ll be sure to update you if anything changes.
Jez Corden is the Executive Editor at Windows Central, focusing primarily on all things Xbox and gaming. Jez is known for breaking exclusive news and analysis as relates to the Microsoft ecosystem while being powered by tea. Follow onTwitter (X)andThreads, and listen to hisXB2 Podcast, all about, you guessed it, Xbox!
